Research, Content, Development. The latest mass shooting,. This time at a movie theater in Lafayette, LA, brings the number of mass shootings. To 18 since the Supreme Court declared in 2008 that gun ownership is an individual right. Protected by the Second Amendment. See the SageLaw analysis of. McDonald v. Chicago. Thank you for visiting SageLaw.us. Bruce T. Murray. Los Angeles, California.
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SageLaw Research, Content and Development | websage.us Reviews
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Research, Content, Development. The latest mass shooting,. This time at a movie theater in Lafayette, LA, brings the number of mass shootings. To 18 since the Supreme Court declared in 2008 that gun ownership is an individual right. Protected by the Second Amendment. See the SageLaw analysis of. McDonald v. Chicago. Thank you for visiting SageLaw.us. Bruce T. Murray. Los Angeles, California.
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SageLaw.us — Reporting
http://www.websage.us/reporting/index.htm
Legal affairs reporting portfolio. Religion, politics and culture. Recent articles and archival. Material from Bruce Murray's journalism career. Wanted: Watchdogs in the press. The salary scandal in the California city of Bell highlights what happens in the absence of a healthy Fourth Estate. See editorial. By Bruce T. Murray, who covered city salaries in the Los Angeles area 20 years ago. Legal affairs reporting archive. SageLaw section on torture includes news updates. On the torture debate, documents.
SageLaw.us — Originalism and the Uses and Abuses of History
http://www.websage.us/second/mcdonald3.htm
Torture and the Law. Posted March 28, 2012. 8216;Originalist’ history. Lsquo;Amateur’ history. From gun rights to religious liberty. Lsquo;Clausal warfare’. Originalism and African-American history. 8216;Stand Your Ground’. On Gun Laws, We Must Get the History Right. 8216;More guns, fewer hoodies’. The Gated Community Mentality. If 6 Was 9. Happiness is a Warm Gun. District of Columbia v. Heller. The Newtown school massacre. The Trayvon Martin narrative. Pasadena police shoot unarmed black suspect. The C...
SageLaw.us — News Annotations
http://www.websage.us/news/index.htm
News archive — 2008-2013. Religious Liberty in America. Has been cited recently in several academic journals:. Human Rights Research Journal. Reviews religious rights in countries based on English common law. See more recent citations here. Los Angeles Times news feed. The latest terrorist attacks, this time in Brussels, have raised the specter of “the clash of civilizations.”. See the articles, “Beyond the Clash of Civilizations”. With Adam Seligman; “Inside the mind of terror”. The latest mass shooting,.
SageLaw.us — The Second Amendment
http://www.websage.us/second/index.htm
Torture and the Law. From gun rights to religious liberty. Lsquo;Clausal warfare’. Originalism and African-American history. 8216;Stand Your Ground’. An analysis of McDonald v. Chicago. Part I: From gun rights to religious liberty. Legal theories in recent First and Second Amendment cases shed light on ‘judicial activism’ vs. restraint. Part II: ‘Clausal warfare’. Debate about arcane legal concepts reveals justices' philosophy on fundamental rights. Part III: Originalism and African-American history.
SageLaw.us — The Fourth Amendment
http://www.websage.us/fourth/index.htm
Experience, Dedication, Professionalism. An Analysis of Urinalysis. Part V: Freedom v. Safety. Drug testing in the workplace. Early in his newspaper career, Bruce T. Murray wrote a five-part series on drug testing in the workplace. Written for the Times-Republic (Watseka, Ill.), the series focuses on privacy, safety and constitutional issues. Due to turmoil at the paper's leadership, the series was never published. Three parts of the series are made available here:. An Analysis of Urinalysis. Indeed, can...
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Peter B. Murray Mortgage Services — Understanding Credit Scoring and Credit Repair
http://www.peterbmurray.com/credit.html
Understanding Credit Scoring and Credit Repair. By Peter B. Murray. While credit repair is necessary for some, it’s not the only way to increase your credit score. Even if you have stellar credit, you can enhance your score through these steps:. Evenly distribute your credit card debt. Keep your existing accounts open and active. Keep credit inquiries to a minimum. Each inquiry into your credit history can impact your score. When it comes to mortgage and auto loans, even though you’re only look...Remembe...
Peter B. Murray Mortgage Services — Reverse Mortgages: Financing the Golden Years
http://www.peterbmurray.com/reverse.html
Financing the Golden Years. By Peter B. Murray. Until recently, seniors 62 years of age and older have not had the best options when it came to getting cash from their homes. Traditional home loans only offered the choice of either selling one’s house or borrowing against its equity. How a Reverse Mortgage Works. Uses income to pay debt. Uses home equity to get cash or credit. No payments; debt is due when the borrower(s) pass away or relocate. Falling debt, rising equity. Rising debt, falling equity.
Peter B. Murray Mortgage Services — Glossary of Mortgage Terms
http://www.peterbmurray.com/glossary.html
Glossary of Mortgage Terms. A provision in a mortgage that gives the lender the right to demand payment of the entire outstanding balance if a monthly payment is missed. A mortgage that permits the lender to adjust its interest rate periodically on the basis of changes in a specified index. The original cost of a property plus the value of any capital expenditures for improvements to the property minus any depreciation taken. Annual Percentage Rate (APR). A mortgage that has level monthly payments that w...
Peter B. Murray Mortgage Services — Answers to the Most Frequently Asked Truth-in-Lending Questions
http://www.peterbmurray.com/til.html
Answers to the Most Frequently. Q What is a Truth-In-Lending Disclosure and why do I receive it? A The disclosure is designed to give you information about the costs of your loan so that you may compare these costs with those of other programs or lenders. Q What is the Annual Percentage Rate? Q What is the finance charge? The cost of your credit at a yearly rate. The dollar amount the credit will cost you. The amount of credit provided to you on your behalf. Q What is the Amount Financed? A This figure r...
Peter B. Murray Mortgage Services — Dove Mortgage Corporation
http://www.peterbmurray.com/dove.html
Was founded in 1993. All Dove loans are generated from referrals or repeat business. Instead of spending time worrying about advertising or marketing, Dove loan officers monitor the details of each loan processed. This guarantees closing your loan with the highest level of service. With more than thirty years of experience between them, Dove loan officers have a wealth of knowledge to offer you. 26023 Acero St., Ste 150. Mission Viejo, CA 92691.
Split Flow Pumps — Published Articles
http://www.splitflowpumps.com/articles/index.htm
Greening the refining process. Multiplicity ought not to be posited without necessity. 8212; Occam's Razor. Everything should be as simple as possible, but not simpler. Taking Occam’s Razor to Refining. Pump Innovation Reduces Motor Size. Split Flow incorporates an auxiliary low-flow impeller in an API Standard 610 overhung process pump, which effectively becomes two pumps-in-one. The Split Flow concept saves energy by allowing use of smaller motors. Split Flow Inline Vertical Pumps: A New Option. Big Sp...
Split Flow Pumps — Split Flow Process Pumps Save Energy
http://www.splitflowpumps.com/about/nice3.htm
Simple, Efficient, Reliable and Cost Effective. Multiplicity ought not to be posited without necessity. 8212; Occam's Razor. Everything should be as simple as possible, but not simpler. Split Flow Process Pumps Save Energy. Application for DOE Nice3 Program. I Project and applicant information. Project Title: Split Flow. The Split Flow feature for API ( American Petroleum Institute. Standard centrifugal process pumps allows use of smaller motors and saves operating kW for dual service applications. The p...
Split Flow Pumps — Process Diagrams
http://www.splitflowpumps.com/about/diagrams.htm
Simple, Efficient, Reliable and Cost Effective. Multiplicity ought not to be posited without necessity. 8212; Occam's Razor. Everything should be as simple as possible, but not simpler. Single pump system: High power is required to meet product head requirements. When a single pump is selected for reflux plus product flows at the higher product head, the higher head to the reflux stream is throttled. This wastes energy. Reference Fig 2a full size pump (performance curve) example. These arrangements allow...
Split Flow Pumps — Pump Displays and Comparisons
http://www.splitflowpumps.com/about/displays.htm
Simple, Efficient, Reliable and Cost Effective. Multiplicity ought not to be posited without necessity. 8212; Occam's Razor. Everything should be as simple as possible, but not simpler. Split Flow displays and comparisons. These photographs show details of primary discharge-to-auxiliary impeller feed lines for prototype pumps. Typical Model H2R pump. Model H2R pump incorporating the Big Split Flow feature. (Click for enlarged image.). Drilled-hole type auxiliary (booster) impeller used in prototype pumps:.
Split Flow Pumps — Split Flow Carbon Dioxide Reduction
http://www.splitflowpumps.com/about/co2.htm
Simple, Efficient, Reliable and Cost Effective. Multiplicity ought not to be posited without necessity. 8212; Occam's Razor. Everything should be as simple as possible, but not simpler. Split Flow™ can save from 233 to 433 metric tonnes of CO2 per year. The efficiency of the Split Flow™ application can result in significant savings in costs due to the reduction in energy consumption (electrical energy that is necessary to power the pump motor). 433 metric tonnes of CO2 per year saved. 2 Natural gas: 438,...
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WebSage - Web Intelligence, Web Analytics, Web Marketing, Data Visualization
WebSage - Web Intelligence, Web Analytics, Web Marketing, Data Visualization. WebSage - Web Intelligence, Web Analytics, Web Marketing, Data Visualization. Is your site mobile-friendly yet? April 24, 2015. Back in November 2014, Google announced. A mobile-friendly label to our mobile search results in order to make it easier for people to find the information that they’re looking for while on mobile devices:. Avoids software that is not common on mobile devices, like Flash. So, are we there yet? It’s def...
SageLaw Research, Content and Development
Research, Content, Development. The latest mass shooting,. This time at a movie theater in Lafayette, LA, brings the number of mass shootings. To 18 since the Supreme Court declared in 2008 that gun ownership is an individual right. Protected by the Second Amendment. See the SageLaw analysis of. McDonald v. Chicago. Thank you for visiting SageLaw.us. Bruce T. Murray. Los Angeles, California.
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Bienvenue sur le site de la radio du terroir - La radio du terroir du Saguenay Lac St-Jean
La radio du terroir du Saguenay Lac St-Jean. Bienvenue sur le site de la radio du terroir. Un site web pour les auteur compositeur du Saguenay Lac-St-Jean. Did you lose your password?
