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Learn about the pros and cons of home equity loans. A home equity loan, in the form of a second mortgage or home equity line of credit, may enable you to use your real estate equity for a variety of purposes including home improvement, college tuition, and debt consolidation. Be aware that home equity loans put your house at risk, so be careful and realistic when you compare loan amounts, rates, terms, and your ability to repay. Sitting atop a smattering of copper pennies, this attractive, white house wi...
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